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Identity and Access Management: Why MFA Alone Isn’t Enough Anymore

FIDO2 hardware security key resting on a desk beside a notebook, representing identity and access management for small business security

Last updated: August 27, 2026. Reviewed by: Mike Stoveken, Vice President, VJNetworks, 20+ years managing IT infrastructure for small businesses across Rockland, Westchester, and Bergen. MFA stops a stolen password from being enough on its own, but it does nothing about what a logged-in account can touch, or how fast a former employee’s access gets … Read more

Business Email Compromise 101: How a Fake CEO Email Costs Real Money

Business owner standing confidently in a modern small-business office

Business email compromise cost U.S. victims $3 billion in 2025 alone, and it rarely involves malware. Someone impersonates an executive or vendor by email, creates urgency, and asks for a wire transfer. No virus. No exploit. Just a well-timed lie. Every other threat covered in VJNetworks’ cybersecurity work involves some piece of malicious code somewhere. … Read more

The GLBA Safeguards Rule for Financial Advisors: A Small RIA Compliance Checklist

Financial advisor reviewing a printed compliance binder in a modern advisory office

The GLBA Safeguards Rule (16 CFR Part 314) requires most state-registered RIAs to run a written information security program, and even the small-firm exception for under 5,000 clients only waives four of ten required elements, not the rule itself. Two different federal regulators enforce cybersecurity rules on investment advisors. Which one has authority over a … Read more

Cyber Insurance Renewal Denied? The Fix-It Checklist Before You Reapply

Small business owner reviewing a cyber insurance renewal letter at his desk

A denied cyber insurance renewal almost always comes down to one of five gaps: unenforced MFA, partial EDR coverage, backups nobody has actually tested, no written incident response plan, or proof an underwriter can’t verify. Fix those, then reapply. Insurers never used to check much. A short form, an honest “yes” next to multi-factor authentication, … Read more